You type it in
Cash, property, loans, cards — add each balance by hand. Folio is a ledger, not a bank connection.
Private net-worth ledger
Your net worth, in your own numbers.
Folio is a private manual ledger for accounts, assets, debts, and net worth. You type the balances. Folio adds them up. It does not connect to your bank.
No bank linking. No Plaid. No Method. No hidden feed. Entries are manual only.
The demo stays on this device and is not your saved ledger.
Private by design
Your figures live on your signed-in account. Folio does not scrape or sync institutions for you.
Free to keep the picture
Unlimited accounts, assets, debts, net worth, history, and export — free forever. No Checkout for the core ledger.
Free and Pro
Start free. Add Pro when you want the plan.
3 free months of Pro with code FREE (first 100), then $9.99/month. Monthly only.
Free forever
The core ledger
$0
- Unlimited accounts
- Assets and debts
- Net worth and history
- JSON export
Pro
Budget · Stock portfolio · Savings goals
- Budget. Plan the month and log spends against it. The basic ledger stays free.
- Stock portfolio. Tickers, units, and average cost, marked to live prices. Manual asset balances stay free.
- Savings goals. Debt payoff and savings targets next to the ledger you already keep.